🛡️ India's Trusted Insurance Comparison Platform

Compare Insurance Plans. Choose With Confidence.

InsuredIndex.com helps you compare health, motor, term, life, travel and home insurance plans from multiple providers — and get free, unbiased guidance whether you're buying your first policy, renewing an existing one, or porting to a better insurer without losing the benefits you've earned.

100%Free to compare
0Spam calls, ever
AllInsurance categories covered

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Tell us what you need — we'll connect you with the right options.

Your information stays private. No spam, ever.

Health Insurance from Just ₹15/Day*

Unlimited Coverage*•0% GST•Complete Peace of Mind

Protect your health today without compromising your tomorrow.

*Premiums, coverage, eligibility and terms vary by plan and insurer. "From ₹15/day" is indicative for select plans and eligible applicants; unlimited coverage features are available on select plans only. GST exemption applies to individual health insurance policies.

FreeTo compare & consult
UnbiasedPlan comparisons
MultipleInsurance providers
OngoingRenewal support

One Platform for All Your Insurance Needs

Whether you're insuring for the first time, renewing, or porting an existing policy to a better insurer, start by picking a category below.

Health Insurance

Individual and family floater plans, critical illness cover and cashless hospitalisation.

Explore Plans

Motor Insurance

Car and two-wheeler insurance with add-on covers, No Claim Bonus protection and quick renewals.

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Term Insurance

High life cover at affordable premiums to secure your family's financial future.

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Life Insurance

Savings-linked and whole-life plans that combine protection with long-term wealth creation.

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Travel Insurance

Domestic and international travel cover for medical emergencies, delays and lost baggage.

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Home Insurance

Protect your home's structure and belongings against fire, theft and natural calamities.

Explore Plans

How InsuredIndex.com Works

From your first quote to your next renewal, we keep the process short and jargon-free.

1

Tell Us What You Need

Share a few basic details — the type of cover, your age or vehicle, and your city.

2

Compare Your Options

We shortlist plans from multiple insurers based on your requirement and budget.

3

Talk to an Expert

Get a free, no-pressure call to understand coverage, exclusions and premiums clearly.

4

Buy, Renew or Port

Go ahead with the plan that fits you best — buy new, renew, or port your existing policy — and we'll remind you before it's time to renew.

Unhappy With Your Insurer? Port Your Policy — Without Starting Over.

Most people put up with rising premiums or poor claim service because they're afraid of losing what they've built up. You don't have to. At renewal, you can move your health insurance to a better insurer and keep the waiting periods you've already served — and switch your motor policy with your No Claim Bonus intact. We compare, handle the paperwork and manage every deadline, free.

  • Waiting-period credit carried to the new insurer (IRDAI portability rules)
  • No Claim Bonus protected when you switch car or bike insurance
  • Better premium, wider hospital network or fewer restrictions — you choose what matters
  • Zero coverage gap — your new policy starts the day the old one ends

Portability at a glance

Best time to start45–60 days before renewal
When you can portAt renewal only, not mid-term
Health: what carries overWaiting periods & bonus credit
Motor: what carries overNo Claim Bonus, up to 50%
Cost to youFree

Insurance Advice That Puts You First

We're not an insurance company — we're on your side of the table. Our job is to help you understand your options clearly, so you can choose a plan that actually fits your needs.

  • Free comparisons across multiple insurance providers
  • Plain-language explanations, no confusing jargon
  • Help with new purchases, renewals and porting your existing policy
  • Your data is never sold or spammed to third parties
More About Us
Comparison & consultationFree
Insurance categories coveredHealth · Motor · Life · Travel · Home
Support throughBuying & Renewals

What Our Clients Say

Real experiences from people we've helped compare, switch and renew their insurance.

Health · Portability & Renewal

"I had been with the same health insurer for 6 years but my premium kept increasing every renewal. InsuredIndex helped me port my policy to another insurer without losing my accumulated waiting period benefits. They handled the entire portability paperwork and made sure there was no gap in coverage. Saved me almost ₹8,000 a year. Brilliant service!"

Rohan MehtaMumbai
Motor · Portability & NCB Protection

"My car insurance was due for renewal and I wanted to switch insurers because my old company was terrible at claim settlement. The team at InsuredIndex guided me through porting my policy and ensured my 35% No Claim Bonus was fully protected. The whole process was smooth and transparent. Highly recommend for anyone looking to switch."

Priya IyerBengaluru
Term Life · Switching Plans

"I didn't even know switching a term insurance policy could be this simple until I spoke to the advisor here. My old policy had a higher premium and fewer benefits. They compared multiple options, explained the switching process clearly, and helped me move to a better plan with higher cover at a lower premium. No pressure, no spam — just honest advice."

Arjun SinghDelhi NCR
Health · Portability for Parents

"We wanted to port my parents' health insurance to a provider with better hospital network coverage. InsuredIndex made the process incredibly simple. They collected all the documents, coordinated with both insurers, and ensured the portability went through before the renewal deadline. My parents are now covered under a much better plan. Thank you!"

Sneha ReddyHyderabad
Health · Renewal & Portability

"I came to InsuredIndex just to renew my health policy, but their advisor pointed out that I could port to a better plan with lower waiting periods and higher coverage. They walked me through every step — from the portability form to the medical underwriting. The entire process was stress-free and I ended up with a far superior policy. This is how insurance should work!"

Vikram PatelAhmedabad
Health · First-Time Buyer

"I was buying health insurance for the first time and had no idea where to start. InsuredIndex compared plans from multiple insurers side by side and explained the difference between individual and family floater plans in simple language. No hidden charges, no spam calls. Found the perfect plan for my wife and me within a day."

Ankit SharmaPune
Two-Wheeler · Same-Day Renewal

"My bike insurance had already expired by a week and I was panicking about penalties. InsuredIndex helped me renew it the same day and even compared a few new options that offered better coverage at a lower price. The advisor stayed on WhatsApp until my policy document was in my inbox. Quick, professional, and genuinely helpful."

Kavya NairKochi
Travel · Claim Guidance

"I booked a last-minute trip to Europe and needed travel insurance urgently. InsuredIndex got me a policy within 30 minutes. What impressed me most was that when my baggage got delayed, their team guided me on how to file a claim — even though they didn't have to. That's real customer service. Will use them for every trip now."

Rajesh GuptaKolkata
Home · Unbiased Advice

"I was looking for home insurance to protect against fire and natural calamities. Most agents I spoke to were only pushing expensive plans. InsuredIndex actually explained what I needed and what I didn't. They helped me choose a plan that covered the structure and contents at a very reasonable premium. Finally, advice that puts the customer first."

Meera KrishnanChennai
Life · Plan Switch & Savings

"I had an old endowment policy with low returns and wanted to switch to a better plan. InsuredIndex explained the surrender and switching options clearly and helped me move to a savings-linked plan with better returns and life cover. They also set a reminder for my next renewal. Truly a one-stop solution for all insurance needs."

Suresh RaoJaipur

Not sure which plan is right for you?

Talk to our team for free — no obligation, no pressure.

Frequently Asked Questions

No. InsuredIndex.com is an independent comparison and assistance platform. We help you compare plans from different insurance providers and guide you through buying or renewing a policy — we don't underwrite policies ourselves.
Yes. Comparing plans and speaking with our team costs you nothing. You only pay the insurer's premium if and when you decide to buy or renew a policy.
We work across health, motor, term, life, travel and home insurance categories and compare options from multiple insurance providers based on your specific requirement, so you can make an informed choice.
No. We only reach out to help with the request you've made. Your details are not sold or shared with unrelated third parties. See our Privacy Policy for details.
Yes — renewals are one of our core services. Visit our Renew Insurance page or share your current policy details with us, and we'll help you renew on time, and explore better options if available.
Yes — portability is one of our core services. If you're unhappy with your premium, claim experience or hospital network, we can help you move your health insurance to a better insurer at renewal while keeping your waiting-period credits, or switch your motor insurance with your No Claim Bonus protected. See how portability works, or share your renewal date and we'll plan the timing for you.
Our team typically reaches out within one business day of receiving your enquiry through the quote form or Contact Us page.